{"id":339,"date":"2008-08-29T06:35:21","date_gmt":"2008-08-29T03:35:21","guid":{"rendered":"http:\/\/kariyeryolculugu.com\/blog\/2008\/08\/29\/buyuklugun-getirdigi-korluk\/"},"modified":"2008-08-29T06:35:21","modified_gmt":"2008-08-29T03:35:21","slug":"buyuklugun-getirdigi-korluk","status":"publish","type":"post","link":"https:\/\/kariyeryolculugu.com\/blog\/2008\/08\/29\/buyuklugun-getirdigi-korluk\/","title":{"rendered":"B\u00fcy\u00fckl\u00fc\u011f\u00fcn Getirdi\u011fi K\u00f6rl\u00fck"},"content":{"rendered":"<p><a href=\"http:\/\/kariyeryolculugu.com\/blog\/2008\/05\/27\/profesyonellerin-kariyer-yolculugu-7\/\" title=\"ugur ozmen, petrol ofisi, bilgi universitesi\">Profesyonellerin Kariyer Yolculu\u011fu<\/a><span style=\"font-family: Tahoma; font-size: 13px; font-weight: bold\" class=\"Apple-style-span\"> <!--StartFragment-->  <\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Yazan:<a href=\"http:\/\/www.ugurozmen.com\" title=\"ugur ozmen, bilgi universitesi, emba, pazarlama, petrol ofisi\" target=\"_blank\">U\u011fur \u00d6zmen<\/a>, \u00a0<span style=\"font-family: tahoma; font-size: 16px\" class=\"Apple-style-span\"><span style=\"font-size: 10pt; font-family: Tahoma; color: maroon\"><a href=\"http:\/\/www.bilgiemba.net\/tr\/cn_3_1_ugu.html\" target=\"_blank\" title=\"bili universitesi, emba, pazarlama, ugur ozmen\"><span style=\"font-family: Tahoma; color: maroon\">Bilgi \u00dcniversitesi \u00d6<\/span><span style=\"color: maroon\">\u011f<\/span><span style=\"font-family: Tahoma; color: maroon\">retim \u00dcyesi<\/span><\/a><\/span>\u00a0<\/span><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\"><a href=\"http:\/\/www.theblognote.com\/\">Serbay<\/a> ile \u201c<a href=\"http:\/\/ugurozmen.com\/blog\/?p=122\">Di<span style=\"font-family: Arial\">\u011f<\/span>eri gibi d\u00fc<span style=\"font-family: Arial\">\u015f<\/span>\u00fcnmek<\/a>\u201d isimli yaz\u0131n\u0131n yorumlar\u0131nda yaz\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u0131rken akl\u0131ma geldi.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Hen\u00fcz 1990\u2019a gelmemi<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">tik. Yap\u0131 Kredi sonradan girdi<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i kredi kart\u0131 pazar\u0131nda hemen liderli<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i ele ge\u00e7irmi<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">ti. San\u0131r\u0131m liderli<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i s\u00fcr\u00fcyor.\u00a0<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Beymen \u201ckendi ma<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">aza kart\u0131n\u0131\u201d (private label card) \u00e7\u0131karmak istedi. Banka ad\u0131na g\u00f6r\u00fc<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">meleri ben s\u00fcrd\u00fcr\u00fcyordum. O s\u0131ralarda g\u00fcnde 3 \u2013 4 bin ki<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i Yap\u0131 Kredi <\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">ubelerine kredi kart\u0131 almak i\u00e7in ba<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">vuruyordu. Kendimizce hesaplad\u0131k. Marka kart\u0131 \u00e7\u0131karmak i\u00e7in kredi kart\u0131 altyap\u0131s\u0131n\u0131 ne kadar de<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">tirmeliydik?&#8230; Bunun maliyeti ne idi?&#8230; Burada yazabilece<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">imden \u00e7ok daha fazla ayr\u0131nt\u0131y\u0131 g\u00f6zden ge\u00e7irdik. Sonunda OLUMSUZ yan\u0131tlad\u0131k.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Bir s\u00fcre sonra Adidas bizden benzer bir \u201cmarka kart\u0131\u201d \u00e7\u0131karmam\u0131z\u0131 istedi. Yan\u0131t\u0131m\u0131z yine OLUMSUZ oldu.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Bir iki sene sonra Boyner grubu <strong>BENKAR<\/strong><\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u2019\u0131 yaratt\u0131. Arkas\u0131ndan Cankurtaran Grubu <strong>CANKART<\/strong><\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u2019\u0131 yaratt\u0131. Her ikisi de bir\u00e7ok markan\u0131n kart\u0131n\u0131 \u00e7\u0131kard\u0131lar. Kredi kart\u0131n\u0131n taksit yapmamas\u0131 da i<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">lerini kolayla<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">t\u0131rd\u0131. Y\u0131llarca bankalar\u0131n korkulu r\u00fcyas\u0131 olan <a href=\"http:\/\/ugurozmen.com\/blog\/?p=79\"><span style=\"text-decoration: none\">Advantage<\/span><\/a> kart\u0131n do<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">mas\u0131n\u0131 sa<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">lam\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\"> olduk.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Bankalar, marka kart\u0131 i<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">ine ancak 1997\u2019de e<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">ildiler. Yine ki<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">isel reklam kokacak ama, onu da ilk ben tasarlad\u0131m. <\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015e<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">u anda T\u00fcrkiye\u2019de t\u00fcm kartlar taksitli ise, bunu ba<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">latan <a href=\"http:\/\/webarsiv.hurriyet.com.tr\/2000\/07\/30\/227500.asp\">Taksitcard\u2019<\/a>d\u0131r. Taksitcard fikrini de ben ortaya att\u0131m. \u00d6nemli olan nokta <\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">u: E<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">er ikibu\u00e7uk y\u0131ll\u0131k bir d\u00f6nemde pazar pay\u0131 %0.2 olan bir firmada \u00e7al\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">masayd\u0131m ve i<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\"> hayat\u0131ma Yap\u0131 Kredi\u2019de devam etmi<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\"> olsayd\u0131m, belki de Taksitcard\u2019\u0131 \u00e7\u0131karamazd\u0131m.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">B\u00fcy\u00fck kurumlarda \u00e7al\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u0131ld\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u0131 zaman, kurumsal bak\u0131<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\"> a\u00e7\u0131s\u0131 sadece iyi y\u00f6nleriyle de<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">il k\u00f6t\u00fc y\u00f6nleriyle de insana egemen oluyor. Kariyer Yolculu<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">u\u2019nda <a href=\"http:\/\/kariyeryolculugu.com\/blog\/2008\/06\/24\/uyum-ve-yaraticilik-bir-arada-olabilir-mi\/\">s\u0131kca bahsedildi<span style=\"font-family: Arial\">\u011f<\/span>i gibi<\/a>, innovasyon\u2019u bizzat <a href=\"http:\/\/kariyeryolculugu.com\/blog\/2008\/05\/29\/her-sirket-yaratici-yetenekleri-ariyor-ama-cogu-standart-sistemlerle-ise-alim-yapiyor\/\">kurumsal k\u00fclt\u00fcr engelliyor<\/a>. \u201cB\u00f6yle iyiyiz. Sekt\u00f6r\u00fcn lideriyiz. Demek ki en do<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">rusunu biz yap\u0131yoruz.\u201d d\u00fc<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u00fcncesi, en alttan en \u00fcste herkesi kavr\u0131yor. Mevcut durumun asl\u0131nda ge\u00e7mi<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">in bir yans\u0131mas\u0131 oldu<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">u, gelecek i\u00e7in bir<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">eyler yap\u0131lmas\u0131 gereki<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u011f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">i konusunda \u00fcst y\u00f6netimler kolay ikna edilmiyor. (Bu duruma, <strong>tahmin modelleri e<\/strong><\/span><span style=\"font-size: 10pt; font-family: Arial\"><strong>\u011f<\/strong><\/span><span style=\"font-size: 10pt; font-family: Tahoma\"><strong>itimi<\/strong><\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u2019nde \u201cdikiz aynas\u0131na bakarak araba kullanmak\u201d diyoruz.)<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 10pt; font-family: Tahoma\">Sonra b\u00fcy\u00fck kurumlar, k\u00fc\u00e7\u00fck olu<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">umlar kar<\/span><span style=\"font-size: 10pt; font-family: Arial\">\u015f<\/span><span style=\"font-size: 10pt; font-family: Tahoma\">\u0131s\u0131nda bile yeniliyor.<\/span><\/p>\n<p class=\"MsoNormal\"><span class=\"Apple-style-span\" style=\"font-family: Tahoma; font-size: 13px\">U\u011fur \u00d6zmen&#8217;in Di\u011fer yaz\u0131lar\u0131:<\/span><\/p>\n<p class=\"MsoNormal\"><span class=\"Apple-style-span\" style=\"font-family: Tahoma; font-size: 13px\"><a href=\"http:\/\/kariyeryolculugu.com\/blog\/2008\/05\/28\/degisime-uyum-egitimi\/\" title=\"ugur ozmen, degisime uyum egitimi\" target=\"_blank\">De\u011fi\u015fime Uyum E\u011fitimi<\/a><\/span><\/p>\n<p class=\"MsoNormal\"><a href=\"http:\/\/kariyeryolculugu.com\/blog\/2008\/08\/05\/isini-iyi-yapmak\/\" title=\"isini iyi yapmak, ugur ozmen, petrol ofisi, bilgi universitesi\" target=\"_blank\">\u0130\u015fini \u0130yi Yapmak<\/a>\u00a0\u00a0<\/p>\n<p><!--EndFragment--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Profesyonellerin Kariyer Yolculu\u011fu Yazan:U\u011fur \u00d6zmen, \u00a0Bilgi \u00dcniversitesi \u00d6\u011fretim \u00dcyesi\u00a0 Serbay ile \u201cDi\u011feri gibi d\u00fc\u015f\u00fcnmek\u201d isimli yaz\u0131n\u0131n yorumlar\u0131nda yaz\u0131\u015f\u0131rken akl\u0131ma geldi. Hen\u00fcz 1990\u2019a gelmemi\u015ftik. Yap\u0131 Kredi sonradan girdi\u011fi kredi kart\u0131 pazar\u0131nda hemen liderli\u011fi ele ge\u00e7irmi\u015fti. San\u0131r\u0131m liderli\u011fi s\u00fcr\u00fcyor.\u00a0 Beymen \u201ckendi ma\u011faza kart\u0131n\u0131\u201d (private label card) \u00e7\u0131karmak istedi. Banka ad\u0131na g\u00f6r\u00fc\u015fmeleri ben s\u00fcrd\u00fcr\u00fcyordum. O s\u0131ralarda g\u00fcnde 3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_s2mail":"","footnotes":""},"categories":[43,65,78],"tags":[],"views":3081,"_links":{"self":[{"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/posts\/339"}],"collection":[{"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/comments?post=339"}],"version-history":[{"count":0,"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/posts\/339\/revisions"}],"wp:attachment":[{"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/media?parent=339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/categories?post=339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kariyeryolculugu.com\/blog\/wp-json\/wp\/v2\/tags?post=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}